Transforming
Lives
Fintech for Industrial Workforce
It's not just another lender; we're a revolutionary force transforming access to financial resources for industrial workforce. We understand the immense struggle of navigating a system where affordable credit remains elusive. Traditional lending options often trap workers in a cycle of debt with exorbitant fees and out-of-reach terms. Here's where Apon steps in, offering a breath of fresh air.
We give instant access to up to 30% of your salary as zero-interest credit. Use it at Apon groecery store and enjoy discount and additional perks or withdrow cash during emergency. providing a substantial safety net to cash crunch workers.
delivers virtually
zero-interest credit
a journey of empowering bangladesh's workforce
Apon's story began with a singular vision: to empower Bangladesh's industrial workforce by reducing their daily expenses and ensuring a better life.
We started with dedicated grocery stores offering discounted essentials, aiming to make basic necessities more affordable.
However, we quickly realized that financial constraints remained a significant challenge, and thus we introduced a groundbreaking credit solution, allowing workers to access up to 30% of their salary as virtually zero-interest credit.
We introduced free health insurance, based on purchase points at Apon stores. This valuable benefit provided access to essential healthcare and saves heathcare cost of the workers.Our commitment to financial inclusion didn't stop there. Partnering with leading banks allowed us to offer secure financial services beyond credit. Workers could now open bank accounts, manage their finances efficiently, and even save for the future.
spotlight
Be inspired, learn something new. Here, we illuminate the stories that matter most – stories of our amazing employees, dedicated partners, and the positive impact we create together.
omni-channel: seamless convenience
Our platform integrates cutting-edge technology at every step, from credit approval to grocery ordering, bank account opening, and even for credit. Automated operations, factory billing, and HR payroll integration ensure a smooth and efficient experience. As workers need personalized experience beside app, we have created physical stores inside large factories to support workers who might not have access to a smartphone. This omni-channel approach ensures financial inclusion for all, meaning no worker is left behind.
innovation hub
Industrial or social sector organization, unite! Our innovation hub develops solutions to improve worker lives and boost factory productivity. Let's chat about how we can collaborate and help your business thrive.
the latest
Stay tuned for the latest Apon news and discover how we're transforming the lives of industrial workers. Unleash the power of FinTech & e-commerce for your workforce!
through our eye
What does industry, workforce and wellbeing look like through our lens?
